Posted by: Brian Musser | November 8, 2012

Starting A Discussion on Student Loans

Student loan debt is a pretty big deal these days.  The Pew Research Center recently released some statistics in an article A Record One-in-Five Households Now Owe Student Loan Debt: Burden Greatest on Young, Poor by Richard Fry on September 26, 2012.  I would love for you to follow the link and browse the entire article yourself.  But just to hit the highlights:

  • 1 in 5 households now owe student loan debt.
  • 40% of households whose head of household is under 35 owe student loan debt.
  • According to the graph between 2007 and 2010 we saw an increase from 15 to 25 % of households whose head of household is between 35 and 44.
  • The average student loan debt is $26,282.
  • 10% of households with student debt owe more than $61,894.
  • Student loan debt has a disproportionate affect on lower income families.


Here is an interesting YouTube video that dissects the issue:

So let’s talk about this.

For recent graduates:  How has student loan debt affected your life?  How has it affected your spiritual life?  Have you ever heard a Christian leader address this issue?

For those of us in collegiate ministry:  How has this affected our ministry?  Has it changed how you do ministry?  Should it?  Do you know of any ministry or resource that is effectively addressing student loan debt?

For those of us connected to churches:  Do you advise youth and/or the parents of youth when it comes to student loan debt?  Do you address young adults with how to recover from their student loan debt?

I would love to hear your thoughts below in the comment section.  I am teaching a young adult small group on this in my church next week and have become fascinated by this issue while researching it.  I will be posting some of my thoughts latter on but first would love from you.



  1. I entirely agree with the ideas presented in this video. At some point, people will begin to exit accredited universities en masse as they realize that all the education that they need (in most cases) to succeed is freely available online, and having a degree does not guarantee the education they need to succeed. The only thing a degree guarantees, in most cases, is over-inflated price tag.

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